How businesses access their future cash, today.

Previse are no longer accepting new applications for the Coronavirus Business Interruption Loan Scheme.  Please visit for more information on the Coronavirus Business Interruption Loan Scheme.


Funds that flex with
your trading activity


Autopilot transfers available credit to your business account

12 months free

Interest and fees will be covered by Business Interruption Payments

How it works

Every day, our AI sets the withdrawal limit for your account, up to an agreed maximum. You can then transfer your cash into your business bank account and use it to run your company.

Your trading (purchase orders, invoices and credit notes along with your history) determines your withdrawal limit. The limit will flex up and down as goods and services go out your door.

Your customer(s) payments come through us and automatically reduce the amount of credit you are using. We pass on any excess when your customer payment arrives.

Payments and withdrawals

Once signed up, we will turn on Autopilot. Autopilot transfers any available cash to your business account, making the whole system as effortless to operate as possible. After all, it’s free for the first twelve months.

You will also be able to turn Autopilot off and manually withdraw your cash.

Fees and interest rates

Thanks to the Coronavirus Business Interruption Loan Scheme (CBILS), the UK Government will pay your InstantFlow Cash Account costs for the first twelve months (through a Business Interruption Payment).

When the Business Interruption Payments end, you will be charged interest on the drawn amount. There are no other admin fees, facility fees or hidden costs.

No extra admin

You deal with your customer(s) the same as today, sending purchase orders, invoices and credit notes directly to their team for processing. With your permission, we get the data from their systems.

Cancel any time

This is not a fixed-term loan, so you only pay for what you use, and you can cancel at any time.

The Coronavirus Business Interruption Loan Scheme (CBILS)

InstantFlow Cash Account

The InstantFlow Cash Account is a revolving credit facility that allows your business to benefit from the Coronavirus Business Interruption Loan Scheme without taking out a fixed-term loan.

CBILS and the British Business Bank

The Coronavirus Business Interruption Loan Scheme (CBILS), delivered through British Business Bank accredited lenders and partners, is designed to support the continued provision of finance to UK smaller businesses (SMEs) during the Covid-19 outbreak. The scheme enables lenders to provide facilities of up to £5m to smaller businesses across the UK who are experiencing lost or deferred revenues, leading to disruptions to their cashflow.

It supports a wide range of business finance products, including term loans, overdrafts, invoice finance and asset finance facilities. Please note that for term loans and overdrafts, the minimum amount a lender can offer under CBILS is £50,001.

Eligibility criteria

Smaller businesses from most sectors can apply for the full amount of the facility. To be eligible for a facility under CBILS, your business must:

  • Be UK based, with turnover of no more than £45m per year.
  • Have a need which, were it not for the current pandemic, would be considered viable by us
  • Self-certify that you have been adversely impacted by the Coronavirus

The following businesses are not eligible:

  • Banks, Insurers and Reinsurers (but not insurance brokers);
  • public sector bodies and;
  • state funded primary and secondary schools.

Further information