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How businesses like yours get paid faster

Save on admin and increase your cash balance

Companies like yours that supply large corporates can find payment terms a headache. Having to turn down great contracts because you don’t have the cash reserves to be out-of-pocket for weeks.

If your customer offers InstantPay, then we can prepay over 98% of supplier invoices (that agree to have their payments managed by us).

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Cash in days, not weeks

The money is in your existing checking account within days of invoice acceptance (via ACH).

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Invoice prepayment​​

There is no direct impact on your credit rating, although we do make UCC filings. This is not a credit product.

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You receive an early payment. You can cancel at any time. Every invoice is automatically assessed.

InstantPay purchases your receivable and deducts a small fee (which varies by programme). There is no contractual lock-in, you can cancel at any time either online or via email.

How it works

No lengthy setup process or hidden fees.
We say we make finance simple, and we mean it.

Day 1​

Send your invoice to your customer

Day 2

We check the invoice and decide if it will be purchased

Step 3

We organise your prepayment

On the due date​

Your customer pays us directly​

On InstantPay programmes…

To qualify, you must:

  • Be registered in a US state, excluding California
  • Provide the contact details of someone approved to make your financial decisions.
  • Supply your company name and incorporate details.

You may not qualify if:

  • Your legal entity providing goods/services is located in California
  • You are a subsidiary of a legal entity based in California
  • You are invoicing from an entity based in California
  • Your business is a bank, insurer or reinsurer (brokers may be eligible)

InstantPay is only available where your customer has agreed to offer it as a payment method. You will usually hear directly from them.